As Sarah mentioned previously, we have almost nothing to our names right now. So these first few days in LA consist of us replenishing the myriad supplies that we left behind in NYC. Because it is obvious to me that everyone we know is fascinated by the minutia of our daily lives, I have documented our first trip to Costco. Please note: Costco is far superior to the Wal-Mart owned Sam's Club. I say this because they give lots of money to Democrats. Read about them
here, if you're so inclined.

Ya' know how everyone says it doesn't rain in LA? It has rained twice since we got here. Here Sarah braves the forces of mother nature to enter the store. Neither rain nor sleet nor gloom of night can stall the quest for AWESOME SAVINGS.

This is Sarah's brother-in-law Sonny. He has been an incredible help to us during our move, as has her sister Julia. They looked at a bunch of different apartments for us, in spite of the fact that they have a 4 month old baby at home. He does not usually look this surprised.

This is baby Ben. He seems a little hesitant to enter the Costco. Perhaps Ben is afraid that the savings will be too strong for his tender mind to handle.

Sarah spies a deal. $6.00 for a lifetime supply of sourdough pretzels.

Jeffrey does not approve.

Sarah carries the wee Ben like a papoose in her over-the-shoulder harness. Ben is considering picking up that 17 disc Avengers collection for $99. A good aunt would purchase it for him and let Uncle Jeffrey hang onto it until he's old enough to comprehend its awesomeness.

Back from the Costco with a new microwave, coffee maker, and 2 years worth of toilet paper, we cruise down a rain-soaked street back to the Villas.

Here, as promised, is our lion-head fountain that is not a fountain.

This is another view of the mall landscaping in our apartment. It's actually really nice walking in the door of our building and seeing nature. I think the first time I get drunk I will probably be inclined to sit in our mall garden and pretend I'm a conquistador.

Here Sarah is doing the grunt work of removing our purchases from our new used Ford Focus while I helpfully take pictures. The car situation is an ongoing nightmare. We bought it from Carmax, which is a used car place that prides itself on not haggling and not selling any cars that are fucked up. Because neither of us know anything about cars, we thought the idiot-proof purchasing plan would be the way to go. On Tuesday we drove out to Carmax, which is on the West Side, near LAX. It's about 25 miles from Los Feliz which means an hour drive on the backed-up LA freeways. We found the Focus after about an hour, and decided we wanted it. $11,500 with 24K miles. Not a bad deal, a little bit less than Bluebook. We were approved for a loan through Bank of America at 7.9% financing. I had no idea what this meant before Wednesday. For those who care, here's what it means: Bank of America would pay Carmax the entire price of the car. We would have to make monthly payments ($250) for 5 years with an interest rate of 7.9%. So a car that cost 11,500 sticker price actually ends up costing about $15,000. Now, before we went out to Carmax, I called the Flint school employees credit union, where I am a member, and was quoted a finance rate of 5.25%, which came out to a savings of about $2,000 over the life of the loan. We told Carmax that we had a better rate, and they said, "no problem, just get us the paperwork within 3 days and we can refinance through your credit union."
Here's where it gets tricky. In order to take the car, we had to get some kind of financing in place. At this point, it's about 6PM in Los Angeles, and the credit union employees in Flint, Michigan have long since gone home. Bank of America will give us the financing, but we needed to first give them some kind of proof that we are who we say we are. Remember, we have only lived in Los Angeles for one day at this point. We have no bills stating that we live in Los Feliz and New York State drivers licenses. The Carmax people went back and forth for about an hour while Sarah and I became more and more irritated. Finally, they told us that we could use our signed apartment lease as proof. Unfortunately, the business office of the Villas was closed, so no lease could be sent. We were told to return Wednesday with our lease to pick up the car.
Wednesday morning we called Flint and got approved for our loan. When I faxed the paperwork to my loan officer, Dianna, she called back frantically, saying, "this is already financed through Bank of America! This is a whole different loan application now!" I had her call Carmax and speak with them directly because I had no idea what was going on. I just wanted a car and I didn't want to pay $12,000 cash for it. It was finally determined that Bank of America would not get their paperwork for 3 days, meaning we had a 3 day window to get the loan papers from Flint, sign them, send them back, have Flint cut a check, and then send that check to Carmax. With this plan approved by the Carmax people, we headed out in the afternoon and picked up our car.
Thursday morning, the papers from Flint were nowhere in sight. We called Dianna, who told us they were supposed to come in at 10:30. Back and forth on our cell phones between the credit union, Carmax, and UPS, we learned at 2:00 that the UPS truck was in our area, and if we wanted our papers before 5, we would have to drive out to meet him in the "17-1800 block of Hillhurst Ave." We scrambled our stuff together and blew out the door, scanning the roads anxiously for the brown UPS truck. "UPS! UPS!" I screamed when I spotted it, nearly forcing Sarah off the road in a paroxysm of nervousness. The truck driver threw the package to me, I signed a hasty signature, and we were back in the car. Next step was getting our papers signed and notarized. $25 for a woman to watch us sign papers. 10 minutes later, the papers were FedExed back to Flint for morning delivery. As of right now, Flint has supposedly faxed the check to Carmax for arrival Monday morning, at which point we will not have to deal with financing again for awhile. Until we have to start paying, that is.
It suddenly occurs to me that it is difficult to capture how intensely frightening the experience of buying a car can be, particularly when you have very little proof that you exist. This could be the most boring story ever told. I will say this: as annoying as it all has been, I take solace in the fact that it all would have been 10 times as annoying in New York.